What is the Definition of Home Fire Damage?
This refers to any damage caused to a residence as a result of a fire. This can include physical damage to the home’s structure as well as damage to personal belongings. Fire damage can also include secondary effects like smoke and soot damage as well as additional costs due to clean up, repair and rebuilding efforts.
Common reasons for home fire damage are as follows:
Cooking: Unattended cooking is a leading cause of home fires. A few simple safety steps to take while cooking can prevent a fire from occurring.
Chimney Fires: Not cleaning a chimney on a regular basis can lead to a buildup of creosote, a highly flammable substance, within the chimney. This can lead to chimney fires that can easily spread.
Electrical Fires: Being unaware of a faulty wiring or leaving electrical items on for too long can cause electrical fires. It’s important to know when to call a professional to inspect the wiring in your home.
Unattended Candles: Candles are one of the leading causes of home fires. Unattended candles can easily ignite surrounding materials or objects within the home.
Smoking: Cigarette butts should be extinguished in an appropriate receptacle, and smoking should not be done indoors. Ashes should not be kept in a home, as they can easily ignite materials on the ground.
Faulty Appliances: Malfunctioning appliances and poor maintenance can also be a fire hazard in the home. It’s important to have any appliance inspected regularly by a professional.
Overloaded Outlets: Overloading a wall outlet can cause a short circuit. The wiring can become overheated, which can lead to a fire.
What is the Cost of Fire Damage Restoration in Long Island?
Depending on the extent of the damage, the cost for fire damage can be significant. Costs of repair or replacement of damaged items, the cost of cleaning and smoke remediation, the cost of specialized services such as board-up and securement, and more may be necessary to restore a home or business back to its original condition. That being said, home fire damage restoration typically ranges from $37,000 to $340,000.
The good news is that most home and business insurance policies include coverage for fire damage and related restoration costs, meaning you may not have to bear the burden of the expense yourself. Depending on your policy, you may be responsible for meeting a deductible amount before your insurance coverage will kick in and before restorative work begins. Ultimately, it pays to speak with your insurer to get a clearer picture of what’s covered and what’s not.
What is the Median Cost for Fire Damage Restoration Services in Long Island?
When it comes to the median cost of fire restoration, the national average cost is $78,000. Depending on the size and extent of the damage, costs can range from $37,000 to as high as $340,000. However, the minimum cost of fire restoration is $4,500, while the maximum cost can be up to $1M+.
Smoke damage is the least expensive type of damage caused by a fire, but it can still range from $3,000 to $35,500. Much of this cost comes from the repair and/or replacement of furniture and flooring that become stained with soot. Burnt materials, such as plastics, fabrics, and carpets, can further add to the repair costs, which range between $2,500 and $4,000. Soot damage is more difficult to clean than smoke damage and this can lead to bills ranging from $4,500 to $15,000. Chemical damage can be extremely expensive and fall anywhere between $1,500 and $17,500 depending on the severity of the fire. Water damage, either from firefighters dousing the flames or from smoke evaporating and leaving wet residue, can total as much as $50,000. Additionally, structural damage from the fire can cost between $17,000 and a staggering $250,000+.
What Are the Usual Factors that Affect Fire Restoration Pricing in Long Island?
Fire restoration professionals take into account a host of factors before determining the price for the overall restoration. These factors include:
Extent of Fire and Smoke Damage: The extent of the fire and smoke damage are the main factors that affect the cost of fire damage restoration in Long Island. More extensive damage requires additional time, materials, and labor to complete repairs, which leads to increased restoration costs.
Size of the Affected Area: The amount of space that has been damaged by the fire plays a major role in the cost of fire damage restoration. Generally, larger areas require proportionately more materials and labor, resulting in higher restoration costs.
Type of Items Damaged: The variety of items that have been damaged by the fire can cause significant differences in the price of fire damage restoration. Highly valuable items such as antiques, artwork, electronics, and other items may require specialized repair techniques in order to restore them to their original condition. This often adds to the restoration costs.
Materials Required: Restoration costs will also depend on the types of products and materials needed to repair the damage. The total cost of repairs will depend on the availability, quality, and quantity of the materials needed to complete the job.
Level of Complexity: The complexity of the work will greatly affect the cost of fire damage restoration. The amount of time required to complete the repairs, the amount of cash and resources that need to be invested in the process, and the labor costs will all be factors in determining the total cost of the restoration process.
Time: The amount of time it takes to restore the area can also influence the cost of the fire damage restoration project. If the project needs to be completed quickly, then the cost may be higher.
Special Considerations: Some fire damage restoration projects may require special considerations that can increase the cost of the project. For example, if the area needs to be asbestos tested before it can be restored, then the company may need to charge for the testing as well as for the additional steps needed to safely restore the area.
How to Restore Home Fire Damage Without Dropping a Dime
Being subjected to a home fire can be an extremely nerve-wracking experience. We make it our objective to provide great customer service in addition to highly skilled work completed with meticulous care and attention. We take on the burden of dealing with your insurance provider, in order to guarantee the restoration of your home to its original state and ensuring that you don’t have to pay anything out of your own pocket. Get in touch with us today if your Long Island home has been affected by a fire. After all, your fight is our fight – let’s win together.
About Fire Advocates
The founding partners of Fire Advocates have had friends and family affected by fires and fire-related damage, and witnessed firsthand how stressful, tedious and drawn out the recovery process was – and the emotional toll it left in its wake. So in response, Fire Advocates was launched to provide a stress-free, refreshingly easy restoration experience. Not only do we help navigate the insurance claim process for our customers, we also perform every aspect of the restoration and rebuilding procedure quickly and efficiently, so you can get back to your daily life before you know it – and have peace of mind in the meantime.